Everything you need to send, pay, and withdraw — one platform
MicroPay connects you to every mobile network in Uganda. Whether you're sending money across town or paying a utility bill, one account handles it all.
What you can do with MicroPay
One account. Every network. Agents everywhere.
Agency Banking
Become an agent and onboard customers, deposits and withdrawals to your community.
Sending Money
We provide innovative electronic payment platform designed to enable multiple forms of secure e-payment methods.
Buy Airtime
Top up airtime, voice and data bundles for MTN, Airtel, Lyca and more.
Cash Withdrawal
Withdraw cash from your MicroPay wallet at any MicroPay agent point across Uganda. A network closer than you think — no bank branch, no ATM...
Deposit Money
Top up your MicroPay wallet with cash at any MicroPay agent across Uganda. Find an agent near you, hand over your cash, and have it added di...
Pay Bills
Pay utilities, Pay TV, school fees, salaries, donations and fundraising — all in one place.
Request Payments
Accept customer payments as a merchant — point-of-sale, simplified.
Pay every bill from one place
No separate apps, no queues, no cash. MicroPay connects directly to the biggest utility and service providers in Uganda so you can pay anything, instantly.
Banking services, delivered through agents near you
MicroPay's agency banking network brings MicroPay Mobile Money to communities that would otherwise have no access. Our agents are trained, authorised representatives who register customers, deposit cash, and process withdrawals on the MicroPay Mobile Money platform.
Whether you're in a trading centre or a rural sub-county, there's a MicroPay agent within reach.
Become an agent →Get started in three steps
No bank account needed. Just a phone and a few minutes.
Register your account
Download the MicroPay app or visit any agent point. Register with your phone number — no bank account needed to start.
Fund your wallet
Visit any MicroPay agent to deposit cash into your wallet or bank account.
Transact freely
Send money, pay bills, buy airtime, and withdraw cash — across every network, from wherever you are.
Ready to move?
Download the app or find your nearest agent to begin transacting today.