Money that moves with you.
MicroPay is a Financial Technology company — with one wallet to send, pay, deposit, withdraw and top up, across networks, with an agent never far away.
Designed for everyday payments in Uganda
No network restrictions, no extra hardware required — just one wallet that works wherever you are.
Easy to use
With a mobile app, MicroPay gives every client the same comfort and control over their mobile money — smartphone or not.
Secure by design
Data security and your money are our top priority. The platform runs on authentication, instant alerts and secure encryption.
One wallet, every network
Transactions aren't limited to a single network — pay utilities and buy airtime for any telecom from one wallet.
Everything you need in one wallet
Peer-to-peer transfer
Send instantly to anyone — registered or not — across any network, nationwide.
Cash withdrawal & deposits
Withdraw from your wallet at any MicroPay agent — no bank visit needed.
Buy airtime & data
Top up airtime, voice and data bundles for all networks.
Bill payments
Pay utilities, Pay TV, school fees, donations and fundraising — all in one place.
Agency banking
Become an agent and onboard customers, deposits and withdrawals to your community.
Request payments
Accept customer payments as a merchant — point-of-sale, simplified.
Bulk & payroll
Pay salaries, pensions and supplier invoices in bulk, right on schedule.
Agency Banking
We provide an innovative electronic payment platform designed to enable multiple forms of secure e-payment methods. Agency banking lets local agents bring mobile money to their community. As an agent, you'll:
- ✓ Register Customers for MicroPay Mobile Money
- ✓ Educate Customers on MicroPay Mobile Money
- ✓ Deposit cash into Registered Customer MicroPay Mobile Money Accounts
- ✓ Process cash Withdrawals
- ✓ Compliance with Mobile Money Regulations business practices
Become a MicroPay customer in four simple steps
No paperwork backlog, no waiting weeks — most customers are transacting the same day.
Download the App
Install the MicroPay app from Google Play Store and open it to begin.
Self-register
Complete the in-app registration, verify your details, and accept the terms.
Activate Your Wallet
Set up your wallet, fund your account, and start using MicroPay right away.
Start Transacting
Deposit money and instantly send, pay bills, buy airtime, or withdraw cash.
An agent within reach, in every corner of Uganda
From Kampala's busy streets to upcountry trading centres, MicroPay agents bring registration, deposits, withdrawals and bill payments to where people already are.
Everything, from the palm of your hand
One app, two roles — switch between agent and customer interfaces whenever you need to.
Customer & Agent in one
Switch between customer and agent interfaces from the same app — no second app.
Secure every step
High-level encryption, instant transaction alerts and PIN-protected access keep your wallet safe.
Instant transactions
Send money, pay bills, buy airtime — all confirmed in realtime, with a receipt you can print on the spot.
All networks, one app
All telecom networks, no extra steps.
Every transaction leaves a paper trail
MicroPay agents print a physical receipt for every deposit, withdrawal and transfer — so customers always have tamper-proof confirmation in hand.
forward to serving you again
Who we are
MicroPay is a Financial Technology company providing an innovative electronic payments platform designed to enable multiple forms of secure e-payment methods. We're licensed and regulated by the Bank of Uganda as a Payment Service Provider (PSP) and Payment Service Operator (PSO).
The platform acts as an open, neutral intermediary between financial institutions, customers and non-customers in the mobile money ecosystem. We're independent of mobile network operators — all you need is a phone.
Focused on transactions
To provide an appropriate affordable, secure, easy to use and reliable digital payment system to our customers
The most successful digital payments provider
To become the most successful provider of digital payments and international remittances products in the region.
What guides us
Meet the board
Strategic oversight, governance, accountability and leadership for MicroPay Uganda.
Dr. Aduwo Jennifer
Dean School of Distance Learning and Information Technology at UMI. Holds a PhD in Computer Science from Makerere University, a Masters in Computer Science from the University of Science and Technology Zimbabwe, and a Postgraduate Diploma in Computer Science from Makerere University.
Mrs.Rutazaana Doreen
Experienced banking executive with 17+ years in the sector, skilled in Portfolio Management, Transaction banking & Cash management, Retail Banking, and Credit. Currently CEO at Cinnamon Solutions, previously led banking operations at ABSA, NCBA, Postbank, and KCB.
Mrs.Edith Nalyanti Kakuba
Chartered CFO with 20 years’ experience in business growth, financial management and governance. Currently Head of Finance and Accounts at Bayport Financial Services Uganda with a proven record managing budgets over USD 60M, leading teams and streamlining operations. Awarded CFO of the Year 2017.
Mr. James Kizza
With 28+ years of IT leadership, James Kizza holds an MSc in Computer Science (Distinction) and a BSc in Statistics. He is certified in IT Business Management and Disaster Recovery. He previously served as Head of IT at URA and Director of Digital Solutions & Data Capability at UBOS. His expertise spans digital transformation, modern system implementation and cybersecurity, delivering strategic, results-driven impact.
Dr. Grace Stuart Ndyareeba
Has over 30 years of experience in finance, banking, corporate governance, and risk management. Responsible for daily operations, product development, and technology strategy. Holds a PhD in Business Administration, a Masters in Development Economics, and a Bachelor of Commerce degree.
Questions, answered
Common questions from customers and agents — get in touch if yours isn't here.
Trusted institutions, working together
Ready to transact differently?
Download the app to get started as a customer, or visit our office to register as an agent and bring MicroPay to your community.